Gradient Investment, LLC

MICHAEL BINGER, CFA®
President of Gradient Investments, LLC
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.

KEITH GANGL, CFA®
Senior Portfolio Manager of Gradient Investments, LLC
Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, managed a Lipper Award-winning mutual fund, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.

KYLE BERGACKER, CFA®
Portfolio Manager of Gradient Investments, LLC
Kyle joined Gradient Investments in 2025 and has more than 15 years of financial services experience. Prior roles include portfolio manager with a couple of large international institutional asset management firms, also was an advisor with a retail wealth advisory firm. Kyle has developed experience with financial advice, asset allocation, and investment analysis across the asset spectrum. He is a CFA® charter holder and has appeared on the Schwab network.
This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC. A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC.
EPSTEIN & EPSTEIN LAW OFFICE

EPSTEIN & EPSTEIN LAW OFFICE
ESTATE PLANNING ATTORNEYS
Epstein & Epstein Law Office practices in the fields of Estate Planning, Probate, Corporate and Real Estate Law. Cynthia E. Epstein received her law degree from University of Nebraska at Lincoln and an LLM in Taxation from Boston University. She has been in private practice for over 30 years. She has achieved an AV-preeminent peer rating from Martindale Hubbell. She is a member of the Omaha, Nebraska, and American Bar Associations and Cynthia is a member of the Omaha Estate Planning Counsel. Epstein & Epstein will provide counsel that will help you plan your Estate, prepare for associated tax implications and protect your loved ones.
